Back to SAFCU Services SAFCU Loan Rates New and Used Auto Loans Since 1993 SAFCU has approved over 100 new and used car loans. Our policy is to lend up to 100% of the Kelly Blue Book value for a used car and 100% of the Manufacturer's Suggested Retail Price (MSRP) for new cars. To apply, members must complete a SAFCU loan application, provide two recent paystubs and maintain a minimum share balance of $25. In addition to these application requirements our loan applicants must also agree to list SAFCU as the lien holder on the insurance policy for the vehicle purchased and transfer the auto title to SAFCU for the duration of the loan. Maximum loan amount is $30,000 per auto loan and maximum term is 60 months.
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