SERVICES

• Signature / Unsecured Loans -  SAFCU offers unsecured loans at very reasonable rates and flexible terms for a variety of purposes including debt consolidation, tuition, computer purchases, personal emergencies and car repairs etc.....  
• New Auto Loans - SAFCU offers loans to members for the purchase of a new vehicle.  See "Loan Rates" for interest rates, terms and maximum amounts.
• Used Auto Loans - SAFCU makes loans to purchase new vehicles at reasonable rates and flexible terms  "See Loan Rates"  "click here to get a CARFAX report" 
• Share Secured  Loans -  SAFCU also makes loans secured by shares in a SAFCU account. 
• Collateral Secured -  SAFCU makes loans secured by property such as an automobile or real estate.
• Micro-Business Loans -  SAFCU makes loans to help existing businesses grow or to establish new enterprises.
• "Grace" Loans -   Provides our members with a low cost alternative to high rate/high fee short term predatory loans from Pay Day Loan vendors and Pawn Shops.  Interested parties should contact SAFCU staff about this program.
• Fixed Home Equity -  SAFCU offers great rates on Home Equity loans for up to 180 months.
• Mortgages -  SAFCU offers 30 year and 15 year fixed rate mortgages  

 Click here to check out SAFCU's Loan Rates 

Regular Share Savings

• Regular Share Savings - Upon joining SAFCU, members must maintain a regular share balance of at least $5.00.  SAFCU pays dividends on a quarterly basis to all share accounts with balances greater than $100.  Dividends are posted on the first day  following the end of each quarter.
• Savings Club accounts  -  Minimum term for a Savings club (Christmas or Vacation) account is six months, minimum balance requirement is $250.
• Matched Savings Accounts -  SAFCU and Good Shepard Housing Services will match the balance in your SAFCU Share account for up to $500 provided the funds are used to purchase a home.  Participants must meet HUD's income requirements.  Call SAFCU staff for details.
• Individual Development Accounts - SAFCU IDA accounts match member savings on a dollar for dollar basis for up to $1000 per year for three years provided the funds are used to purchase a home, attend college or job training or start a new business.  Participants must meet certain income requirements. 

• One year CD  accounts - Minimum $1000 balance required.   Dividends payable upon maturity.
• Six Month CD accounts - Minimum $500 balance required. Dividends payable upon maturity.
• Starter CD - Minimum $250 deposit required. The balance can be increased by Direct Deposit during the term of the certificate up to the maturity date. Penalty for early withdrawal.

Click here to check out SAFCU's Savings Rates

• SAFCU offers Direct Deposit for those members interested in having funds from their paycheck  automatically deposited into their SAFCU savings account or credited to their SAFCU loan account.

• SAFCU staff offer several counseling options for those members seeking to repair their credit histories. Contact SAFCU staff for details.  Get a credit report at  www.creditreport.com , Home buyer Assistance  Credit Counseling. 

• SAFCU will cash your check free of charge, with two days advance notice.

Notary Services

• Notary services available on Wednesdays and Saturdays.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name(s), address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.